Housing Counseling

PCLT is a HUD-Approved Counseling Agency

Pre-Purchase Services

Homebuyer Education & Down Payment Assistance

Complete the Homebuyer Education Certificate with PCLT through e-Home America. This certificate is required for down payment assistance programs.

Financial Coaching / Coaching Financiero

We can help you identify your financial goals and make a plan to achieve them! Our housing counselors will work with you one-on-one.

Homeowner / Tenant Services

Mortgage Default Counseling

Struggling to make mortgage payments? We are here to help! Our housing counselors will work with you to explore all available options.

Eviction Prevention

If you are struggling to make rent payments, you are not alone. Our housing counselors are here to help you navigate your options.